Financial Planners & Investment Advisers
Gaborone Botswana Parliament

Financial Planning Tips

Financial Planning tips and hints from the SCI investment team in Botswana

Posts in Portfolio
Let’s talk Gold!

Many of our Botswana-based clients have highlighted the recent surge in Gold prices

The Gold price has doubled since early 2024 and is now above US$4,100/oz. We’ve heard forecasts pointing to US$4,900/oz by 2026. This surge is driven by:

-          ETF inflows of over US64 Billion in the first 9 months of 2025

-          Countries like China & Russia replacing US dollar reserves with gold.

-          Gold reclaiming its role as a safe-haven asset as a result of inflation fears.

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Navigating Botswana's Bank Liquidity Crisis

What is Liquidity?

Simply put - when you deposit your money in a bank, it doesn’t stay there! The bank tells us we can have our money back in the short term, but then lends it out to borrowers over terms of 3,5,10, even 25 years.

When the bank doesn’t have enough money to satisfy this months withdrawals from depositors, then they are have a liquidity problem - they must desperately scramble to attract more incoming depositors money.

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