If I had a penny for every time I put something off until tomorrow, and never got to it… I’d put them all in a sock and hit myself with it
Read MoreWhat is Liquidity?
Simply put - when you deposit your money in a bank, it doesn’t stay there! The bank tells us we can have our money back in the short term, but then lends it out to borrowers over terms of 3,5,10, even 25 years.
When the bank doesn’t have enough money to satisfy this months withdrawals from depositors, then they are have a liquidity problem - they must desperately scramble to attract more incoming depositors money.
Read MoreAt SCI Wealth, we specialize in crafting personalized strategies that balance growth and security for your specific needs. Whether you’re just starting out or fine-tuning your investments, let us help you build a portfolio that’s as unique as you are.
Read MoreSmall habits—when practiced consistently—can have a profound impact on your financial well-being. Building good financial habits doesn’t need to be overwhelming. By making small, intentional changes, you can steadily work towards your goals without feeling burdened…
Read MoreMortgage debt stands out as an exception due to its connection to homeownership—a source of stability, long-term financial growth, and emotional fulfillment. By understanding the unique benefits of mortgage debt and managing it effectively, homeowners can enjoy the perks of property ownership while minimizing the associated stress.
Read MoreThe Financial Planning Institute of Southern Africa is participating in MoneySmartWeek 2024 by bringing you a free online webinar that will increase your financial knowledge and help you make better financial decisions.
Read MoreInvesting 101: basics to build your wealth in Botswana
Read MoreSometimes life can take an unexpected turn and leave you facing financial hardship. It’s therefore only practical to have a….
Read MorePassing away in Botswana without a Will can create massive problems for your loved ones…
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